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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What evidence does Rothstein say contradicts this claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) Tax receipts from neighborhoods where African Americans moved in.
(b) Sales data from integrated and segregated neighborhoods outside Newark NJ.
(c) Data from neighborhoods where blacks were drawn in to pay higher prices.
(d) Stories where integration drew people willing to pay to live in an integrated neighborhood.

2. What does Beryl Satter say was one of the consequences of buying from blockbusters?
(a) Drugs.
(b) Poor educational opportunities.
(c) Crowded homes.
(d) Crime.

3. What does Rothstein say the people in charge of FHA’s reaction was to their organization’s own findings?
(a) They started to remedy segregated neighborhoods.
(b) They shifted to a policy of inclusive covenants.
(c) They set a date to change to a non-segregation policy.
(d) They did not change the FHA’s discriminatory policies.

4. What percentage of the mortgages in the U.S. does Rothstein say were the FHA and the Veterans Administration insuring by 1950?
(a) 80%.
(b) 25%.
(c) 75%.
(d) 50%.

5. Where did U.S. housing policy leave many African-American families living?
(a) Slums.
(b) In the country.
(c) Scattered throughout the exurbs.
(d) In the suburbs.

Short Answer Questions

1. Why stance does Rothstein say local governments took, with regard to racially restrictive covenants?

2. What does Rothstein say was the first consequence of black families moving into whites neighborhoods through blockbusting?

3. Where did developers try to get around Buchanan by claiming it only applied to Kentucky?

4. What does Rothstein say black families were unprepared to do as a consequence of purchasing from blockbusters?

5. What is de facto segregation?

Short Essay Questions

1. What backing does Rothstein say the FHA presented to support its claim that African Americans lowered property values?

2. Why does Rothstein say that he started his book in San Francisco Bay?

3. How did the New Deal affect segregation of housing in the U.S.?

4. How did life change in the South in 1877?

5. How did towns and developments find ways around the Buchanan decision?

6. What does Rothstein cite as evidence that the government is obligated to remedy segregation?

7. Where does Rothstein say public housing started in the U.S.?

8. How did many of the African-American men in Rothstein’s study rise to the status where they could afford to buy houses?

9. How do the political parties that operated in America in the late 1800s correspond to today’s political parties?

10. How did civil rights groups shifted their strategies in the 1960s, according to Rothstein?

(see the answer keys)

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