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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 5: Private Agreements, Government Enforcement.

Multiple Choice Questions

1. Where was the idea of the homeowners’ association first put into practice?
(a) Chicago.
(b) Detroit.
(c) Kansas City.
(d) Camden, NJ.

2. What does Rothstein say the federal government’s role was in segregation after Reconstruction?
(a) It fought it with one hand and encouraged it with the other.
(b) It fought it.
(c) It encouraged it.
(d) It helped hide it.

3. Why were blacks primarily prevented from buying houses?
(a) Because private developers refused to sell to them.
(b) Because they could not afford them.
(c) Because the government would not back mortgages for their homes.
(d) Because communities refused to admit them.

4. What does Rothstein say makes the racially restrictive covenants a state-sponsored strategy for de jure segregation?
(a) The police enforced them.
(b) The HOLC required them.
(c) The FHA required them.
(d) The courts enforced them.

5. What does Rothstein say about the quality of developments built without FHA backing?
(a) It was generally poorer.
(b) It was more likely to be locally sourced.
(c) It was more likely to be temporary.
(d) It was generally better.

Short Answer Questions

1. What kind of developments was New Orleans Mayor DeLesseps Morrison told that the FHA wanted?

2. What euphemism does Rothstein say appraisers used to describe integrated neighborhoods?

3. What did the state of Montana ban in 1909?

4. Where does Rothstein say Langston Hughes grew up?

5. How did the HOLC change the face of mortgages in 1933?

(see the answer key)

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