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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 10: Suppressed Incomes.

Multiple Choice Questions

1. What did the Buchanan decision outlaw?
(a) Racially restrictive covenants.
(b) Fair share policies.
(c) Racial zoning ordinances.
(d) Inclusionary zoning ordinances.

2. What does Rothstein say was the evidence the FHA used to back up the claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) There was no hard evidence.
(b) Years of property value data.
(c) Generalizations about the purity of races.
(d) Anecdotes from homeowners in Kentucky.

3. Of the 26 projects the PWA built in the northeast and Midwest in the 1930s, how many were internally integrated?
(a) 2.
(b) 1.
(c) 0.
(d) 4.

4. When did the U.S. Supreme Court find that racially restrictive covenants were unconstitutional?
(a) 1984.
(b) 1948.
(c) 1926.
(d) 1917.

5. What is reverse redlining?
(a) Making black families live near industrial areas.
(b) Keeping black families out of certain neighborhoods.
(c) Demolishing black neighborhoods for highways.
(d) Making exploitative loans to black families.

Short Answer Questions

1. What percentage of the mortgages in the U.S. does Rothstein say were the FHA and the Veterans Administration insuring by 1950?

2. How recently has the U.S. Supreme Court said that de facto segregation is beyond its jurisdiction?

3. What does Rothstein say the Department of Housing and Urban Development do when the Supreme Court delivered a 1971 decision that said they had to construct projects in predominantly-white neighborhoods?

4. What does Beryl Satter say was one of the consequences of buying from blockbusters?

5. What does Rothstein say the FHA’s appraisal standards included?

(see the answer key)

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