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This test consists of 15 multiple choice questions and 5 short answer questions.

Multiple Choice Questions

1. What did the FHA’s 1948 report conclude about prices in integrated neighborhoods?
(a) There was evidence of prices going up slightly.
(b) There was evidence of prices going up drastically.
(c) There was evidence of prices going down slightly.
(d) No evidence of any effect on price.

2. What was demolished to make way for the first PWA development?
(a) An integrated neighborhood.
(b) A white slum.
(c) A shopping district.
(d) An airport.

3. What does Rothstein say made black families a risk in the mortgage industry?
(a) Their race alone.
(b) Their vulnerability to exploitative rents.
(c) Their susceptibility to violence at the hands of whites.
(d) Their likelihood of being overcharged for services and property.

4. What effect does Rothstein say the federal government had on segregation in housing?
(a) They realigned it along economic class lines.
(b) They restored it.
(c) They exacerbated it.
(d) They remedied it.

5. What is the most extreme measure blockbusters took to inspire racial fears and get whites to sell their homes?
(a) Hire black women to push baby carriages through a neighborhood.
(b) Hire black men to canvas door-to-door, looking for houses for sale.
(c) Advertise home for sale in black newspapers.
(d) Set up burglaries.

6. What is de jure segregation?
(a) White supremacist threats keeping races apart.
(b) Government policies keeping races apart.
(c) Geographical features keeping races apart.
(d) Private decisions keeping races apart.

7. Why does Rothstein say the Mereday family did not apply for mortgages?
(a) They knew they would be denied.
(b) They refused to pay inflated rates.
(c) They could not afford to buy homes.
(d) They could not afford the bribes they would have to pay.

8. What is redlining?
(a) Placing neighborhoods next to industrial neighborhoods.
(b) Refusing to offer mortgages to black families in certain areas.
(c) Charging higher interest on a managing.
(d) Increasing the amount a family has to put down to get a mortgage.

9. What does Rothstein say caused many black families to lose the homes they bought from blockbusters?
(a) Loss of jobs.
(b) Lack of income.
(c) High payments.
(d) Threats of violence.

10. What does Rothstein says the U.S. Housing Authority’s (USHA) stated goal was?
(a) Integrating communities.
(b) Segregating communities.
(c) Relocating communities.
(d) Preserving communities.

11. What does Rothstein say makes the racially restrictive covenants a state-sponsored strategy for de jure segregation?
(a) The FHA required them.
(b) The HOLC required them.
(c) The courts enforced them.
(d) The police enforced them.

12. What did the “Own Your Own Home” campaign offer whites the ability to leave behind them?
(a) Poverty.
(b) Racial strife.
(c) Political powerlessness.
(d) History.

13. How does Rothstein characterize the nature of the sales when blockbusters sold to African Americans?
(a) Deferred sales.
(b) Cash sales.
(c) Straw man sales.
(d) Contract sales.

14. Whose administration turned racially restrictive covenants into a legal requirement for mortgages?
(a) Woodrow Wilson.
(b) Franklin Delano Roosevelt.
(c) Theodore Roosevelt.
(d) Warren Harding.

15. What percentage of Westchester county, NY, subdivisions with more than 75 units, built between 1935 and 1947 does Rothstein say had racially restrictive covenants?
(a) 50%.
(b) 70%.
(c) 85%.
(d) 65%.

Short Answer Questions

1. What role did Richmond police play in maintaining segregation?

2. What does Rothstein call the practice of fanning racist fears to drive whites out of their homes to buy the homes cheap and sell them to black families at high prices?

3. Who does Rothstein say led the movement to develop zoning ordinances in every municipality to separate the races?

4. Where does Rothstein say blockbusting had its roots?

5. Where did Leroy Mereday make a career for himself?

(see the answer keys)

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