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This test consists of 15 multiple choice questions and 5 short answer questions.

Multiple Choice Questions

1. What does Rothstein say was the evidence the FHA used to back up the claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) Years of property value data.
(b) There was no hard evidence.
(c) Anecdotes from homeowners in Kentucky.
(d) Generalizations about the purity of races.

2. What evidence does Rothstein say contradicts this claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) Tax receipts from neighborhoods where African Americans moved in.
(b) Stories where integration drew people willing to pay to live in an integrated neighborhood.
(c) Data from neighborhoods where blacks were drawn in to pay higher prices.
(d) Sales data from integrated and segregated neighborhoods outside Newark NJ.

3. What does Rothstein say is the main point of his book?
(a) Rothstein says he wanted to expose the details that reveal the inaccuracies at the heart of federal housing policy.
(b) Rothstein wanted to demonstrate how our current problems are rooted in historical trends.
(c) Rothstein says that he wants to make it clear that segregation was a deliberate policy of the U.S. government.
(d) Rothstein says he wants to show that segregation involved good people on both sides of the issue.

4. What did Harland Bartholomew do as planning engineer for St. Louis, MO?
(a) Push for integration in neighborhoods.
(b) Establish racial neighborhood zones.
(c) Determine where industrial and African-American neighborhoods could be.
(d) Demolish integrated neighborhoods.

5. How does Rothstein characterize the housing policy as Richmond California built public housing during wartime?
(a) Single-family housing for whites, multi-family housing for blacks.
(b) Affordable housing for whites, exploitative prices for blacks.
(c) Large lots for whites, small lots for blacks.
(d) Permanent housing for whites, temporary housing for blacks.

6. Who created a community composition rule as the Secretary of the Interior?
(a) Harold Hoffman
(b) Because private developers refused to sell to them.
(c) Woodrow Wilson.
(d) Franklin Delano Roosevelt.

7. What else was covered beside who could buy a house in a racially restrictive covenant?
(a) What color the house could be painted.
(b) What religion the residents would practice.
(c) Who could visit the house as guests.
(d) What kinds of business could be run out of the house.

8. What does Rothstein call the practice of fanning racist fears to drive whites out of their homes to buy the homes cheap and sell them to black families at high prices?
(a) Race panicking.
(b) Slum clearing.
(c) Relocation.
(d) Blockbusting.

9. When did the U.S. start building public housing?
(a) World War I.
(b) World War II.
(c) New Deal.
(d) 1960s.

10. What does Rothstein say black families were unprepared to do as a consequence of purchasing from blockbusters?
(a) Buy second homes.
(b) Add additions to their homes.
(c) Life off one wage-earner.
(d) Afford maintenance.

11. When did the Public Works Administration create jobs and housing for whites only?
(a) 1921.
(b) 1928.
(c) 1933.
(d) 1917.

12. How did the FHA limit the effect of the Supreme Court decision making racially restrictive covenants unconstitutional?
(a) It gave towns 25 years to comply.
(b) It delayed implementation.
(c) It stripped out any enforcement mechanisms.
(d) It refused to implement the change.

13. What was the first city in which whites concentrated blacks in neighborhoods based on race?
(a) Chicago.
(b) Baltimore.
(c) New York.
(d) Detroit.

14. What does Rothstein say the FHA did to segregation in housing?
(a) Stripped out any enforcement to support integration.
(b) Allowed local governments to set their own standards.
(c) Made it federal policy.
(d) Ended it as federal policy.

15. When did Frank Stevenson work in a Richmond shipyard?
(a) 1930s.
(b) World War I.
(c) World War II.
(d) 1960s.

Short Answer Questions

1. What does Rothstein says the U.S. Housing Authority’s (USHA) stated goal was?

2. What did the state of Montana ban in 1909?

3. What did the FHA’s 1948 report conclude about prices in integrated neighborhoods?

4. Whose administration turned racially restrictive covenants into a legal requirement for mortgages?

5. What concept allowed white administrators to perpetuate the injustice of segregation?

(see the answer keys)

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