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This test consists of 15 multiple choice questions and 5 short answer questions.

Multiple Choice Questions

1. When did the U.S. start building public housing?
(a) World War I.
(b) 1960s.
(c) New Deal.
(d) World War II.

2. What does Rothstein say made black families a risk in the mortgage industry?
(a) Their vulnerability to exploitative rents.
(b) Their likelihood of being overcharged for services and property.
(c) Their susceptibility to violence at the hands of whites.
(d) Their race alone.

3. When did the Public Works Administration create jobs and housing for whites only?
(a) 1933.
(b) 1917.
(c) 1928.
(d) 1921.

4. When does Rothstein say the Supreme Court overturned its 1883 decision?
(a) 2001.
(b) 1917.
(c) 1986.
(d) 1968.

5. How does Rothstein explain how places like Ferguson, MO got to be so racially homogenous?
(a) Wages were so low that African-American families could not afford to move into those neighborhoods.
(b) Racial violence kept black families from moving out of their slums.
(c) Exclusionary zoning kept black families from integrating with whites in middle-class neighborhoods.
(d) Housing policies trapped black families in overcrowded slums.

6. When did the Tennessee Valley Authority create jobs and housing for whites only?
(a) 1917.
(b) 1921.
(c) 1933.
(d) 1944.

7. What did the “Own Your Own Home” campaign offer whites the ability to leave behind them?
(a) Racial strife.
(b) Political powerlessness.
(c) History.
(d) Poverty.

8. In what year did the U.S. Supreme Court uphold racially restrictive covenants as well as exclusionary zoning ordinances?
(a) 1984.
(b) 1917.
(c) 1926.
(d) 1887.

9. What does Rothstein say the state of the housing market was from 1930 through the 1950s?
(a) Collapse.
(b) Redistribution, as families moved west.
(c) Shortage.
(d) Glut.

10. What percentage of black families’ homes were governed by the type of sale Rothstein describes here where black families bought from blockbusters?
(a) 40%.
(b) 55%.
(c) 25%.
(d) 85%.

11. When does Rothstein say a federal appeal court finally determined that racially restrictive covenants were unconstitutional?
(a) 2004.
(b) 1988.
(c) 1972.
(d) 1996.

12. When did Frank Stevenson work in a Richmond shipyard?
(a) 1930s.
(b) 1960s.
(c) World War I.
(d) World War II.

13. What does Rothstein say the FHA’s appraisal standards included?
(a) A fair share requirement.
(b) A reparations requirement.
(c) A whites-only requirements.
(d) An integration requirement.

14. Why were blacks primarily prevented from buying houses?
(a) Because communities refused to admit them.
(b) Because private developers refused to sell to them.
(c) Because the government would not back mortgages for their homes.
(d) Because they could not afford them.

15. What is de facto segregation?
(a) Geographical features keeping races apart.
(b) White supremacist threats keeping races apart.
(c) Private decisions keeping races apart.
(d) Government policies keeping races apart.

Short Answer Questions

1. What does Rothstein say the Department of Housing and Urban Development do when the Supreme Court delivered a 1971 decision that said they had to construct projects in predominantly-white neighborhoods?

2. Where did developers try to get around Buchanan by claiming it only applied to Kentucky?

3. How does Rothstein say UCLA students got black students into their racially exclusive neighborhood?

4. What concept allowed white administrators to perpetuate the injustice of segregation?

5. What else was covered beside who could buy a house in a racially restrictive covenant?

(see the answer keys)

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