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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 10: Suppressed Incomes.

Multiple Choice Questions

1. What does Rothstein say the people in charge of FHA’s reaction was to their organization’s own findings?
(a) They set a date to change to a non-segregation policy.
(b) They did not change the FHA’s discriminatory policies.
(c) They shifted to a policy of inclusive covenants.
(d) They started to remedy segregated neighborhoods.

2. What role did Richmond police play in maintaining segregation?
(a) Harassing blacks with petty arrests.
(b) Vandalizing model homes in integrated developments.
(c) Murdering unarmed black people to keep them out of the city.
(d) Allowing racist mobs to commit crimes with impunity.

3. What does Rothstein say was the evidence the FHA used to back up the claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) Generalizations about the purity of races.
(b) There was no hard evidence.
(c) Anecdotes from homeowners in Kentucky.
(d) Years of property value data.

4. How were black families kept in the employment they were forced to take after reconstruction?
(a) They were threatened with murder.
(b) They were deceived.
(c) They were bound in chains of debt.
(d) They were misled.

5. What excuses does Rothstein say federal officials used to hide the racist consequences of housing policy?
(a) People were going to live with their own kind.
(b) They were just making economic decisions.
(c) People do not like change.
(d) They were doing what they were elected to do.

Short Answer Questions

1. Why stance does Rothstein say local governments took, with regard to racially restrictive covenants?

2. Which U.S. president pushed African Americans out of government service?

3. What turmoil does Rothstein say led him to consider writing this book?

4. Why does Rothstein say the Mereday family did not apply for mortgages?

5. What did the Buchanan decision outlaw?

(see the answer key)

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