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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 4: “Own Your Own Home”.

Multiple Choice Questions

1. What is redlining?
(a) Refusing to offer mortgages to black families in certain areas.
(b) Charging higher interest on a managing.
(c) Placing neighborhoods next to industrial neighborhoods.
(d) Increasing the amount a family has to put down to get a mortgage.

2. What did the “Own Your Own Home” campaign offer whites the ability to leave behind them?
(a) Racial strife.
(b) Poverty.
(c) History.
(d) Political powerlessness.

3. What was the outcome of the Gerald Cohn investigation?
(a) He was imprisoned.
(b) He was blacklisted by the FHA.
(c) He was exonerated.
(d) He was driven out of the state.

4. When was the Fair Housing Act passed?
(a) 1918.
(b) 1957.
(c) 1985.
(d) 1968.

5. What were the laws that limited blacks’ freedoms called in the South?
(a) Reign of Terror.
(b) Racially restrictive covenants.
(c) Apartheid.
(d) Jim Crow.

Short Answer Questions

1. What kind of developments was New Orleans Mayor DeLesseps Morrison told that the FHA wanted?

2. When did the Public Works Administration create jobs and housing for whites only?

3. Why were blacks primarily prevented from buying houses?

4. What does Rothstein say the FHA’s appraisal standards included?

5. What recommendation did President Hoover’s homeownership team make, in terms of Negro housing?

(see the answer key)

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