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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 4: “Own Your Own Home”.

Multiple Choice Questions

1. What is redlining?
(a) Refusing to offer mortgages to black families in certain areas.
(b) Placing neighborhoods next to industrial neighborhoods.
(c) Increasing the amount a family has to put down to get a mortgage.
(d) Charging higher interest on a managing.

2. How does Rothstein explain how places like Ferguson, MO got to be so racially homogenous?
(a) Wages were so low that African-American families could not afford to move into those neighborhoods.
(b) Exclusionary zoning kept black families from integrating with whites in middle-class neighborhoods.
(c) Racial violence kept black families from moving out of their slums.
(d) Housing policies trapped black families in overcrowded slums.

3. When does Rothstein say the Supreme Court overturned its 1883 decision?
(a) 1968.
(b) 2001.
(c) 1917.
(d) 1986.

4. When was the Fair Housing Act passed?
(a) 1918.
(b) 1968.
(c) 1985.
(d) 1957.

5. What role did Richmond police play in maintaining segregation?
(a) Vandalizing model homes in integrated developments.
(b) Murdering unarmed black people to keep them out of the city.
(c) Harassing blacks with petty arrests.
(d) Allowing racist mobs to commit crimes with impunity.

Short Answer Questions

1. Where does Rothstein say Leroy Mereday was born?

2. Which case made housing discrimination illegal as national policy?

3. What euphemism does Rothstein say appraisers used to describe integrated neighborhoods?

4. What did the Buchanan decision outlaw?

5. What percentage of the mortgages in the U.S. does Rothstein say were the FHA and the Veterans Administration insuring by 1950?

(see the answer key)

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