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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 4: “Own Your Own Home”.

Multiple Choice Questions

1. What percentage of the mortgages in the U.S. does Rothstein say were the FHA and the Veterans Administration insuring by 1950?
(a) 25%.
(b) 80%.
(c) 75%.
(d) 50%.

2. What does Rothstein say about the quality of developments built without FHA backing?
(a) It was more likely to be temporary.
(b) It was generally poorer.
(c) It was generally better.
(d) It was more likely to be locally sourced.

3. What does the 13th Amendment prohibit?
(a) Treating African Americans as second-class citizens.
(b) Treating African Americans as second-class citizens.
(c) Denying citizens due process.
(d) Discriminating based on race or religion.

4. What is de facto segregation?
(a) White supremacist threats keeping races apart.
(b) Geographical features keeping races apart.
(c) Government policies keeping races apart.
(d) Private decisions keeping races apart.

5. When was the Fair Housing Act passed?
(a) 1985.
(b) 1968.
(c) 1957.
(d) 1918.

Short Answer Questions

1. How recently has the U.S. Supreme Court said that de facto segregation is beyond its jurisdiction?

2. What does Rothstein say made black families a risk in the mortgage industry?

3. What were the laws that limited blacks’ freedoms called in the South?

4. What effect does Rothstein say the federal government had on segregation in housing?

5. How does Rothstein characterize the housing policy as Richmond California built public housing during wartime?

(see the answer key)

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