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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 7: IRS Support and Compliant Regulators.

Multiple Choice Questions

1. When would a black family acquire equity in the house it bought, under the kinds of sales blockbusters typically used?
(a) When the interest was paid off.
(b) When they moved out.
(c) When they started making payments.
(d) When it was completely paid off.

2. What did the state of Montana ban in 1909?
(a) Selling homes to African Americans.
(b) Intermarriage.
(c) Employing African Americans.
(d) Black business ownership.

3. How does Rothstein characterize the FHA’s theory about value in terms African Americans bringing down housing prices?
(a) Factually accurate.
(b) Deluded.
(c) A misrepresentation.
(d) Self-fulfilling.

4. Where did Leroy Mereday’s son, Robert, make his career?
(a) Hostelry.
(b) Construction.
(c) Manufacturing.
(d) Shipbuilding.

5. What is reverse redlining?
(a) Keeping black families out of certain neighborhoods.
(b) Making black families live near industrial areas.
(c) Demolishing black neighborhoods for highways.
(d) Making exploitative loans to black families.

Short Answer Questions

1. Of the 26 projects the PWA built in the northeast and Midwest in the 1930s, how many were internally integrated?

2. Where does Rothstein say Leroy Mereday was born?

3. When did the U.S. start building public housing?

4. After the post-war housing shortage ended, what does Rothstein say the real estate industry lobbied for?

5. What should the Federal Reserve, the Federal Deposit Insurance Company (FDIC), the Office of Thrift Supervision and the Comptroller of the Currency should have done but did not do?

(see the answer key)

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