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This quiz consists of 5 multiple choice and 5 short answer questions through Chapter 12, Considering Fixes, and Epilogue, pages 195-218.

Multiple Choice Questions

1. What program does Rothstein say was integral to Houston’s segregation plans?
(a) Mortgage subsidy program.
(b) School construction.
(c) Highway construction.
(d) Section 8 program.

2. How did the FHA limit the effect of the Supreme Court decision making racially restrictive covenants unconstitutional?
(a) It stripped out any enforcement mechanisms.
(b) It delayed implementation.
(c) It gave towns 25 years to comply.
(d) It refused to implement the change.

3. What evidence does Rothstein say contradicts this claim that African Americans in a white neighborhood would decrease property value and therefore increase losses?
(a) Tax receipts from neighborhoods where African Americans moved in.
(b) Stories where integration drew people willing to pay to live in an integrated neighborhood.
(c) Data from neighborhoods where blacks were drawn in to pay higher prices.
(d) Sales data from integrated and segregated neighborhoods outside Newark NJ.

4. What percentage of the mortgages in the U.S. does Rothstein say were the FHA and the Veterans Administration insuring by 1950?
(a) 25%.
(b) 75%.
(c) 50%.
(d) 80%.

5. What percentage of Westchester county, NY, subdivisions with more than 75 units, built between 1935 and 1947 does Rothstein say had racially restrictive covenants?
(a) 85%.
(b) 65%.
(c) 50%.
(d) 70%.

Short Answer Questions

1. What does Rothstein say about the quality of developments built without FHA backing?

2. Who does Rothstein say led the movement to develop zoning ordinances in every municipality to separate the races?

3. What excuses does Rothstein say federal officials used to hide the racist consequences of housing policy?

4. What is redlining?

5. Where does Rothstein say Langston Hughes grew up?

(see the answer key)

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