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This test consists of 5 short answer questions, 10 short essay questions, and 1 (of 3) essay topics.

Short Answer Questions

1. What is the crossover point?

2. What should retired people do with their excess monthly income?

3. What should participants do if they don't make a living from their passion?

4. What is Step 6?

5. What should be repeatedly placed along the x-axis of the wall chart?

Short Essay Questions

1. Describe the process of creating the wall chart.

2. Why are most people happier when their jobs are not related to their passions?

3. How should investment income be tracked on the wall chart? What is the significance of this number?

4. What is a "cushion?" What are the advantages of having a cushion?

5. Summarize the 10 SURE WAYS TO SAVE MONEY.

6. How do peoples' words cause them to identify themselves personally with their jobs? Why is this a problem?

7. Why is it unwise to seek employment in an area involving a person's passion?

8. How is Step 8 completed? What does it allow program participants to do?

9. What is the difference between the word "frugal" and the Spanish word "aprovechar?" Which do the authors prefer?

10. What are the advantages of predicting when the crossover point will occur?

Essay Topics

Write an essay for ONE of the following topics:

Essay Topic 1

Why should people pursue their passion away from work, as a volunteer, hobbyist, or advocate? What pitfalls exist for people who earn a living from what they are passionate about?

Essay Topic 2

After determining how much money they have ever made and after determining net worth, why do some program participants feel guilty? What advice do the authors offer, for overcoming this guilt? List at least three ways in which success in the financial program would offset guilt.

Essay Topic 3

As expressed by the authors in Chapter 9, what impact would their financial program have on culture, living conditions, the environment, and the economy, if most people followed it? Describe their predictions in detail, referring also to their descriptions in Chapter 1 of ways in which most Americans' current lifestyle is harmful to our culture, living conditions, the environment, and the economy.

(see the answer keys)

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