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This test consists of 5 short answer questions, 10 short essay questions, and 1 (of 3) essay topics.

Short Answer Questions

1. Where do most products we purchase end up?

2. Under which category does money paid to employ servants and service workers fall?

3. What can help people determine what they value?

4. What have many people been told by parents and guidance counselors?

5. What is an important aspect of the second half of Step 2?

Short Essay Questions

1. What is the final part of Step 3? How is this accomplished?

2. Compare a person's typical response to a long-term threat with the typical response to an immediate threat.

3. How should program participants use the charts at the end of Chapter 3?

4. What perspective of money do the authors endorse? Why?

5. What do the two parts of Step 2 allow program participants to track?

6. How do the authors compare budgeting with dieting?

7. Why does the result from the first part of Step 2 sometimes prompt participants to seek a lower-paying job?

8. What are some of the not-so-obvious expenses related to a person's work?

9. Whenever people spend money, what more valuable commodity are they also spending?

10. What is the first part of Step 3?

Essay Topics

Write an essay for ONE of the following topics:

Essay Topic 1

Why should people try their best to get out of debt, when credit cards are readily available? Why should people save a six-month cushion? What is the real meaning of financial independence?

Essay Topic 2

According to the authors, why does money have no intrinsic value? What are the four perspectives of money? Which perspectives do the authors reject? Why? Which perspective do the authors advocate? Why?

Essay Topic 3

If program participants genuinely have no sense of their own passion or life purpose, what advice do the authors offer as paths to insight? How can people be of service, meanwhile, if they have not yet determined their life purpose?

(see the answer keys)

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