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This test consists of 5 short answer questions, 10 short essay questions, and 1 (of 3) essay topics.

Short Answer Questions

1. What broad category are alcohol and tobacco subcategories of?

2. What items are included in everything owned?

3. Question 3 asks participants to consider what it would be like to do what?

4. What will eventually run out?

5. What makes the difference between a good life and a great life?

Short Essay Questions

1. What are the three perspectives of money the authors ask program participants to reject? Include brief descriptions.

2. What is the first part of Step 2? How is this accomplished?

3. What are people's dreams good clues to?

4. Why do many people give up on their dreams early in life?

5. What are some of the not-so-obvious expenses related to a person's work?

6. What are some examples of recreational expense categories?

7. What do the two parts of Step 2 allow program participants to track?

8. How does the protestant work ethic influence the behavior of many Americans?

9. What perspective of money do the authors endorse? Why?

10. Why does the result from the first part of Step 2 sometimes prompt participants to seek a lower-paying job?

Essay Topics

Write an essay for ONE of the following topics:

Essay Topic 1

As expressed by the authors in Chapter 9, what impact would their financial program have on culture, living conditions, the environment, and the economy, if most people followed it? Describe their predictions in detail, referring also to their descriptions in Chapter 1 of ways in which most Americans' current lifestyle is harmful to our culture, living conditions, the environment, and the economy.

Essay Topic 2

Discuss the psychological impact of the financial wall chart. Consider the implications involved with displaying the chart where all visitors can see it, the burden of tracking every penny earned or spent, the urgency or lack of urgency created by a five- to seven-year time frame, and emotional responses to acknowledging past spending habits.

Essay Topic 3

If program participants genuinely have no sense of their own passion or life purpose, what advice do the authors offer as paths to insight? How can people be of service, meanwhile, if they have not yet determined their life purpose?

(see the answer keys)

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