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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What two addictions are compared in Chapter 3?
(a) Gambling and shopping.
(b) Overspending and gambling.
(c) Alcoholism and smoking.
(d) Overeating and overspending.

2. In Question 1, for each expense, participants must ask if they received fulfillment, satisfaction, and value in proportion to what?
(a) Income.
(b) Life energy spent.
(c) Spirituality.
(d) Dollar value.

3. What determines mastery of Step 3?
(a) When income exceeds spending.
(b) When life energy equals net worth.
(c) When the actual money left at the end of the month equals the amount shown by recordkeeping.
(d) When gross income has been determined.

4. Under which category does money paid to employ servants and service workers fall?
(a) Cultural.
(b) Work-related expense.
(c) More is better.
(d) Keeping up with the neighbors.

5. What might cause readers to feel guilty, after completing Step 1?
(a) Seeing their credit score.
(b) Seeing how much they owe or how little they have earned.
(c) Feeling less successful than their work colleagues.
(d) Spending too much time with family.

Short Answer Questions

1. What is Step 1, Part 1 of the program?

2. According to many Americans, what is considered a sin?

3. For Question 1, what should be written in the chart if just enough was spent on an item?

4. What are piggy banks and cookie jars examples of?

5. What broad category are alcohol and tobacco subcategories of?

Short Essay Questions

1. Why is it beneficial to be specific with categories, rather than more general?

2. For Step 4, what is the second question program participants should ask, regarding every expense on their chart? What is required, before answering this question?

3. For Step 4, what is the third question program participants should ask, regarding every expense on their chart? What does this question prompt people to do?

4. What happens when businesses operate according to the theory that "growth is good?"

5. Why does the result from the first part of Step 2 sometimes prompt participants to seek a lower-paying job?

6. How does our consumption hurt the environment?

7. What is the first part of Step 1? What is its purpose?

8. What is the first part of Step 2? How is this accomplished?

9. What are the three perspectives of money the authors ask program participants to reject? Include brief descriptions.

10. What are some examples of recreational expense categories?

(see the answer keys)

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