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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What makes the difference between a good life and a great life?
(a) A good job or a great job.
(b) Contributing money, energy, or time after having enough.
(c) Being poor versus being rich.
(d) Having more leisure time than work time.

2. If people spend half of their time sleeping, eating, and doing everything necessary for maintaining their bodies, then the other half is available for what?
(a) Keeping up with the neighbors.
(b) Managing money.
(c) Life energy.
(d) Whatever they choose.

3. What attitude do the authors want readers to carry?
(a) No harm, no foul.
(b) No guts, no glory.
(c) No pain, no gain.
(d) No shame, no blame.

4. What causes emptiness?
(a) After buying a new item, the temporary happiness fades.
(b) After spending time with family, the temporary happiness fades.
(c) Losing a job.
(d) Spending too much time on leisure activities.

5. For Question 1, what should be written in the chart if just enough was spent on an item?
(a) A zero.
(b) A minus.
(c) A plus.
(d) A check.

Short Answer Questions

1. Why do many people give up time with family, working on hobbies, and fulfilling dreams?

2. Why should people ask themselves how they can help others to avoid pain they have experienced?

3. What might cause readers to feel guilty, after completing Step 1?

4. Question 3 asks participants to consider what it would be like to do what?

5. What broad category are alcohol and tobacco subcategories of?

Short Essay Questions

1. How do the authors compare budgeting with dieting?

2. What are people's dreams good clues to?

3. What is the first part of Step 3?

4. What are some examples of recreational expense categories?

5. What is the first part of Step 1? What is its purpose?

6. What is the second half of Step 2? What are the most important aspects of this exercise?

7. Whenever people spend money, what more valuable commodity are they also spending?

8. What happens when businesses operate according to the theory that "growth is good?"

9. Why is Step 4 considered the heart of the program?

10. What are some of the not-so-obvious expenses related to a person's work?

(see the answer keys)

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