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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is the final part of Step 3?
(a) Figuring out how much life energy remains.
(b) Figuring out how much life energy went into each expenditure.
(c) Choosing expenses to eliminate.
(d) Determining net worth.

2. Attitude toward buying groceries is part of which perspective of money?
(a) Physical.
(b) Life energy.
(c) Cultural.
(d) Emotional and psychological.

3. What items are included in everything owned?
(a) All items purchased during a lifetime.
(b) Estimated current sale price of all items currently owned, plus other assets such as cash and investments.
(c) All items in the garage and basement.
(d) Add together everything owned, then subtract everything owed.

4. People strive to buy and earn more than they need to live at the peak of their fulfillment curve due to which perspective of money?
(a) Greed.
(b) Intrinsic value.
(c) Cultural.
(d) Emotional and psychological.

5. Why should clothing be broken down into smaller categories, such as informal, work, sports, etc.?
(a) To encourage participation in sports.
(b) To avoid purchases that are worn only once.
(c) To allow for a greater volume of work-related purchases.
(d) To encourage donations of older clothes to charity.

Short Answer Questions

1. In Question 2, what must participants ask if each expenditure is in alignment with?

2. What must people do in order to make Step 3 work?

3. Why should people not budget their money?

4. Why are vacations considered to be a work expense?

5. In Question 1, for each expense, participants must ask if they received fulfillment, satisfaction, and value in proportion to what?

Short Essay Questions

1. What are some of the not-so-obvious expenses related to a person's work?

2. What is the second part of Step 1? What attitude should participants try to maintain when they see their result?

3. How does our consumption hurt the environment?

4. Why is it beneficial to be specific with categories, rather than more general?

5. Why is Step 4 considered the heart of the program?

6. What is the final part of Step 3? How is this accomplished?

7. Compare a person's typical response to a long-term threat with the typical response to an immediate threat.

8. For Step 4, what is the third question program participants should ask, regarding every expense on their chart? What does this question prompt people to do?

9. Why does the result from the first part of Step 2 sometimes prompt participants to seek a lower-paying job?

10. What should program participants do about their smaller, sometimes overlooked miscellaneous expenses?

(see the answer keys)

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