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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What are comforts, as defined in Chapter 1?
(a) Pillows and mattresses.
(b) Employment and financial security.
(c) Things people really enjoy.
(d) Emotional support.

2. What does Question 1 help people figure out?
(a) How to increase income.
(b) How to eliminate debt.
(c) How they could increase or decrease spending to feel more fulfilled.
(d) How to choose a new career.

3. What does Chapter 4 help people to figure out?
(a) How to save life energy.
(b) How to increase income.
(c) What is fulfilling for them.
(d) How to reduce expenses.

4. In Question 2, what must participants ask if each expenditure is in alignment with?
(a) Hours spent at work.
(b) Family needs.
(c) Their values and life purpose.
(d) Statistical norms.

5. What causes people to believe that "growth is good" and "more is better?"
(a) Emotional and psychological perspective of money.
(b) Personal responsibility.
(c) Fear of inflation, recession, and depression.
(d) Intrinsic value of money.

Short Answer Questions

1. What will eventually run out?

2. What is the state of having enough to spend in order to purchase just enough?

3. Why do many people give up on their dreams?

4. Some people reach the top of their profession and make good money, yet are still not what?

5. What do people earn money by trading?

Short Essay Questions

1. What is the first part of Step 2? How is this accomplished?

2. For Step 4, what is the third question program participants should ask, regarding every expense on their chart? What does this question prompt people to do?

3. What is the final part of Step 3? How is this accomplished?

4. Why is it beneficial to be specific with categories, rather than more general?

5. Why do many people give up on their dreams early in life?

6. What is the second half of Step 2? What are the most important aspects of this exercise?

7. How do the authors compare budgeting with dieting?

8. What are some problems associated with "business as usual?"

9. Why is Step 4 considered the heart of the program?

10. What are some of the not-so-obvious expenses related to a person's work?

(see the answer keys)

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