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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is the most important strategy in following Step 7?
(a) Reducing monthly expenses.
(b) Following a passion.
(c) Choosing a job with high pay.
(d) Conserving life energy.

2. When can program participants consider retirement?
(a) At age 65.
(b) When total income exceeds expenses.
(c) After working for 20 years in the same field.
(d) After reaching the crossover point.

3. Participants will end up making more money than they spend if they do what?
(a) Follow the philosophy of "no shame, no blame."
(b) Conserve life energy.
(c) Retire early.
(d) Maximize income and minimize expenses.

4. Which of the following is the one and only thing that a job should be about?
(a) Learning valuable information or skills.
(b) Earning money.
(c) Duty or desire to be of service.
(d) Security.

5. What is the main purpose of the wall chart?
(a) To define commitment to the program.
(b) Keep finances on the person's mind, to help them make more conscious choices when spending money.
(c) To replace the monthly chart created previously.
(d) To define values and purpose.

Short Answer Questions

1. In the 101 SURE WAYS TO SAVE MONEY section, what do the authors advise people to do in order to save on housing?

2. The numbers along the y-axis should increase by what increment?

3. How does the realization that not all work is paid add life to retirement?

4. Paying attention to every thought and deciding whether to act on each thought is crucial to what?

5. What should people be willing to do?

Short Essay Questions

1. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

2. Why is it unwise to seek employment in an area involving a person's passion?

3. What job-hunting advice is included in the book?

4. What is Step 7? What are the advantages of following this step?

5. What is ONE SURE WAY TO SAVE MONEY?

6. What is the difference between the word "frugal" and the Spanish word "aprovechar?" Which do the authors prefer?

7. How is Step 8 completed? What does it allow program participants to do?

8. What are a person's options, once he reaches his crossover point?

9. What do many people try to get from other jobs, other than a paycheck?

10. What are 1,001 SURE WAYS TO SAVE MONEY?

(see the answer keys)

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