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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What should participants do if they don't make a living from their passion?
(a) Find a new job.
(b) Abandon their passion until retirement.
(c) Find a new passion.
(d) Follow their passion unpaid.

2. What is the best method of choosing which expenses to reduce or eliminate?
(a) Use answers to the three questions from Chapter 4.
(b) Compare income to expenses on the wall chart.
(c) Add up the plusses and minuses on the monthly chart.
(d) Use answers to the three questions from Chapter 3.

3. What is the recommended size of the wall chart?
(a) From 18 to 24 inches wide, and from 22 to 36 inches tall.
(b) From 18 to 22 inches tall, and from 24 to 36 inches wide.
(c) From 18 to 22 inches wide, and from 24 to 36 inches tall.
(d) From 18 to 24 inches tall, and from 22 to 36 inches wide.

4. Most of the 101 SURE WAYS TO SAVE MONEY have what added benefit?
(a) They improve career options.
(b) They increase hourly wage.
(c) They are good for the planet.
(d) They delay retirement.

5. What are some good alternatives to buying what is needed?
(a) Borrowing, trading, and sharing.
(b) Begging, stealing, and borrowing.
(c) Sharing, trading, and stealing.
(d) Trading, sharing, and retiring.

Short Answer Questions

1. What should people do as soon as possible?

2. What is Step 7?

3. Prestige, status, and power can be reasons for what?

4. What should people do about unusual extra expenses, such as medical bills or birthday parties?

5. Participants will end up making more money than they spend if they do what?

Short Essay Questions

1. What is ONE SURE WAY TO SAVE MONEY?

2. Summarize the 10 SURE WAYS TO SAVE MONEY.

3. How should investment income be tracked on the wall chart? What is the significance of this number?

4. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

5. What are a person's options, once he reaches his crossover point?

6. Why do volunteers often feel more fulfilled than ever before?

7. What is the difference between the word "frugal" and the Spanish word "aprovechar?" Which do the authors prefer?

8. What is Step 7? What are the advantages of following this step?

9. Why is it unwise to seek employment in an area involving a person's passion?

10. How far away from homelessness are most Americans?

(see the answer keys)

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