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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is one advantage of estimating the likely timing of the crossover point?
(a) People spend less.
(b) People tend to leave their current job for a more enjoyable one.
(c) People may become more eager about going to work and doing a good job.
(d) People retire early.

2. What is the meaning of the Spanish word, "aprovechar?"
(a) Having a successful career.
(b) To approve of all spending choices.
(c) To get full use or full enjoyment out of something.
(d) Achieving early retirement.

3. What should a participant plot on their wall chart each month?
(a) Life energy spent.
(b) Hours worked.
(c) Income and expenses.
(d) All purchases.

4. When can program participants consider retirement?
(a) After reaching the crossover point.
(b) At age 65.
(c) When total income exceeds expenses.
(d) After working for 20 years in the same field.

5. What is the recommended size of the wall chart?
(a) From 18 to 22 inches tall, and from 24 to 36 inches wide.
(b) From 18 to 24 inches tall, and from 22 to 36 inches wide.
(c) From 18 to 22 inches wide, and from 24 to 36 inches tall.
(d) From 18 to 24 inches wide, and from 22 to 36 inches tall.

Short Answer Questions

1. Monthly investment income is calculated by determining current excess money each month, then doing what?

2. What usually happens after a person retires from their job?

3. What are 1,001 SURE WAYS TO SAVE MONEY?

4. What is Step 7?

5. Why should people try not to turn their job into an identity?

Short Essay Questions

1. Why are most people happier when their jobs are not related to their passions?

2. What is a "cushion?" What are the advantages of having a cushion?

3. Why should the wall chart be displayed where participants can view it easily?

4. How is Step 8 completed? What does it allow program participants to do?

5. What job-hunting advice is included in the book?

6. How do peoples' words cause them to identify themselves personally with their jobs? Why is this a problem?

7. What are 1,001 SURE WAYS TO SAVE MONEY?

8. What will participants inevitably end up doing if they strive to maximize income and minimize expenses? As a result, what should they do next?

9. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

10. How far away from homelessness are most Americans?

(see the answer keys)

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