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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What may reaching the crossover point cause participants to do?
(a) Start a new wall chart.
(b) Increase spending.
(c) Continue working or choose a new job.
(d) Explore other routes to work.

2. Where should monthly investment income be tracked?
(a) On reports from investment brokers.
(b) On the wall chart.
(c) On a new chart.
(d) On the income and expense charts created in Chapters 2 and 3.

3. What is a major advantage of separating employment from passion?
(a) Passion won't be used as a substitute for experience.
(b) It is better to remove emotion from gainful employment.
(c) Jobs that do not inspire passion usually pay more.
(d) A greater variety of employment options becomes available.

4. What is the most important strategy in following Step 7?
(a) Following a passion.
(b) Reducing monthly expenses.
(c) Conserving life energy.
(d) Choosing a job with high pay.

5. The numbers along the y-axis should increase by what increment?
(a) 100 or 200.
(b) 1,000 or 2,000.
(c) 10 or 20.
(d) 1 or 2.

Short Answer Questions

1. What is the meaning of the Spanish word, "aprovechar?"

2. Statistically, how many Americans are overweight?

3. What is Step 6?

4. What is one advantage of estimating the likely timing of the crossover point?

5. What is Step 7?

Short Essay Questions

1. What will participants inevitably end up doing if they strive to maximize income and minimize expenses? As a result, what should they do next?

2. Why should the wall chart be displayed where participants can view it easily?

3. Why is it unwise to seek employment in an area involving a person's passion?

4. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

5. What are 1,000,001 SURE WAYS TO SAVE MONEY?

6. What is the difference between the word "frugal" and the Spanish word "aprovechar?" Which do the authors prefer?

7. How should investment income be tracked on the wall chart? What is the significance of this number?

8. What are 1,001 SURE WAYS TO SAVE MONEY?

9. What are a person's options, once he reaches his crossover point?

10. Why are most people happier when their jobs are not related to their passions?

(see the answer keys)

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