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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is the best thing to do with the interest received?
(a) Put the money under a mattress for a rainy day.
(b) Purchase rental properties.
(c) Purchase a larger home as a hedge against inflation.
(d) Reinvest it.

2. What are two tips for reducing transportation expenses?
(a) Walking to do local errands and retiring early.
(b) Walking to do local errands and learning to do basic auto maintenance.
(c) Retiring early and buying a new car.
(d) Buying a new car and learning to do basic auto maintenance.

3. If people stop buying any extras at all, what are they in danger of doing?
(a) Buying twice as much the following month.
(b) Losing life energy.
(c) Returning to their old habits.
(d) Running out of room on the wall chart.

4. What is the crossover point?
(a) When the amount of investment income is as high as normal monthly expenses.
(b) When the amount of investment income is lower than normal monthly expenses.
(c) When the amount of total income is lower than normal monthly expenses.
(d) When the amount of total income is as high as normal monthly expenses.

5. How do most people define work?
(a) Full-time employment.
(b) What they do to make a living.
(c) Anything that is not enjoyable.
(d) Life energy spent.

Short Answer Questions

1. The wall chart should accommodate data for how long?

2. When can program participants consider retirement?

3. The crossover point is based on what?

4. The top number on the y-axis should be at least how large?

5. Why do people feel very free when volunteering?

Short Essay Questions

1. What is a "cushion?" What are the advantages of having a cushion?

2. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

3. What will participants inevitably end up doing if they strive to maximize income and minimize expenses? As a result, what should they do next?

4. What are the advantages of predicting when the crossover point will occur?

5. Describe the process of creating the wall chart.

6. Why do volunteers often feel more fulfilled than ever before?

7. How do peoples' words cause them to identify themselves personally with their jobs? Why is this a problem?

8. Why are most people happier when their jobs are not related to their passions?

9. What is Step 7? What are the advantages of following this step?

10. What span of time should the wall chart cover? Why?

(see the answer keys)

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