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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What are 1,001 SURE WAYS TO SAVE MONEY?
(a) Participants should look at their own expense lists and make their own list of ways to save.
(b) A list of coupon resources.
(c) A list of contacts for business networking.
(d) A list of strategies to achieve early retirement.

2. Where do the authors recommend finding job-hunting advice?
(a) The Internet.
(b) Friends and family.
(c) "What Color Is Your Parachute?"
(d) "What Color Is Your Safety Net?"

3. Most of the 101 SURE WAYS TO SAVE MONEY have what added benefit?
(a) They increase hourly wage.
(b) They improve career options.
(c) They are good for the planet.
(d) They delay retirement.

4. A person's crossover point is an estimate based on which type of expenses?
(a) Monthly expenses while they are working.
(b) Food and housing only.
(c) Food, housing, insurance, and health.
(d) Monthly expenses after retirement.

5. If people earn more than the minimum needed to pay bills, what should they do with the extra money?
(a) Purchase rental properties.
(b) Splurge on a luxury.
(c) Save it to use later in the program for investing.
(d) Donate to charity.

Short Answer Questions

1. When can program participants consider retirement?

2. If people stop buying any extras at all, what are they in danger of doing?

3. What should retired people do with their excess monthly income?

4. Where should monthly investment income be tracked?

5. If people invest more money each month, what happens to the monthly interest?

Short Essay Questions

1. Why are most people happier when their jobs are not related to their passions?

2. Why should the wall chart be displayed where participants can view it easily?

3. What is the difference between the word "frugal" and the Spanish word "aprovechar?" Which do the authors prefer?

4. How should investment income be tracked on the wall chart? What is the significance of this number?

5. Why do volunteers often feel more fulfilled than ever before?

6. How do peoples' words cause them to identify themselves personally with their jobs? Why is this a problem?

7. What are 1,001 SURE WAYS TO SAVE MONEY?

8. Why is it unwise to seek employment in an area involving a person's passion?

9. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

10. What is Step 7? What are the advantages of following this step?

(see the answer keys)

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