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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is one advantage of estimating the likely timing of the crossover point?
(a) People spend less.
(b) People may become more eager about going to work and doing a good job.
(c) People retire early.
(d) People tend to leave their current job for a more enjoyable one.

2. What should be repeatedly placed along the x-axis of the wall chart?
(a) M T W T F S S.
(b) 1 2 3 4 5 6 7 8 9 10 11 12.
(c) 1 2 3 4 5 6 7.
(d) J F M A M J J A S O N D.

3. Why do people feel very free when volunteering?
(a) Volunteering requires no skill.
(b) Volunteer work is unpaid.
(c) Volunteering can lead to job offers.
(d) Because they do not have to be there, and can do things their way.

4. What are 1,001 SURE WAYS TO SAVE MONEY?
(a) A list of contacts for business networking.
(b) Participants should look at their own expense lists and make their own list of ways to save.
(c) A list of strategies to achieve early retirement.
(d) A list of coupon resources.

5. The wall chart should accommodate data for how long?
(a) Until retirement.
(b) Five to seven months.
(c) Seven to ten years.
(d) Five to seven years.

Short Answer Questions

1. Most of the 101 SURE WAYS TO SAVE MONEY have what added benefit?

2. Why should people try not to turn their job into an identity?

3. What should people do with their extra money, once they earn more per month than they spend?

4. The top number on the y-axis should be at least how large?

5. What may reaching the crossover point cause participants to do?

Short Essay Questions

1. Why should the wall chart be displayed where participants can view it easily?

2. What is Step 7? What are the advantages of following this step?

3. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

4. How should investment income be tracked on the wall chart? What is the significance of this number?

5. Why is it unwise to seek employment in an area involving a person's passion?

6. How is Step 8 completed? What does it allow program participants to do?

7. What span of time should the wall chart cover? Why?

8. What are 1,000,001 SURE WAYS TO SAVE MONEY?

9. Summarize the 10 SURE WAYS TO SAVE MONEY.

10. What will participants inevitably end up doing if they strive to maximize income and minimize expenses? As a result, what should they do next?

(see the answer keys)

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