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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. Why do people feel very free when volunteering?
(a) Volunteer work is unpaid.
(b) Volunteering requires no skill.
(c) Volunteering can lead to job offers.
(d) Because they do not have to be there, and can do things their way.

2. The crossover point is based on what?
(a) The decision to earn more money.
(b) The transition from an enjoyable job to a well-paying job.
(c) The wall chart.
(d) Traffic patterns during work commute.

3. What should participants do if they don't make a living from their passion?
(a) Find a new job.
(b) Find a new passion.
(c) Abandon their passion until retirement.
(d) Follow their passion unpaid.

4. What do the authors describe as "having a high joy-to-stuff ratio?"
(a) Retirement.
(b) Life energy.
(c) Success.
(d) Being frugal.

5. Statistically, how many Americans are overweight?
(a) Two-thirds.
(b) One-third.
(c) Three-fourths.
(d) Half.

Short Answer Questions

1. What should be repeatedly placed along the x-axis of the wall chart?

2. When can program participants consider retirement?

3. What should people do with their extra money, once they earn more per month than they spend?

4. What is the crossover point?

5. Participants should always remain conscious of what?

Short Essay Questions

1. How do peoples' words cause them to identify themselves personally with their jobs? Why is this a problem?

2. What are a person's options, once he reaches his crossover point?

3. What is ONE SURE WAY TO SAVE MONEY?

4. What is a "cushion?" What are the advantages of having a cushion?

5. Describe the process of creating the wall chart.

6. What span of time should the wall chart cover? Why?

7. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

8. How is Step 8 completed? What does it allow program participants to do?

9. What happens for most people, after using the wall chart for a while?

10. Why should the wall chart be displayed where participants can view it easily?

(see the answer keys)

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