Wall Chart - This is used to keep track of income, expenses, and investment income each month.
Record of Income and Expenses - This is used to keep track of every penny that enters or leaves a program participant's life.
Monthly Tabulation - This is where a program participant sorts items into detailed categories and records the totals for each category.
U.S. Treasury Bond - This is the government's way of borrowing money from people.
U.S. Agency Bonds - These are issued by agencies of the U.S. federal government.
Cache - This extra money can be reinvested, donated, used to buy replacement items, or used to complete a special project.
Cushion - This makes it easier for the participant to handle small financial emergencies such as unemployment.
Capital - This can be invested in U.S. treasury or agency bonds that will provide a...
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