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This test consists of 5 short answer questions, 10 short essay questions, and 1 (of 3) essay topics.

Short Answer Questions

1. When did President Obama propose to do away with tax benefits to 529 college savings plans?

2. When was a cover feature run in a magazine featuring a gold-plated manhole cover?

3. What president once siad, "Taxes should hurt" (97)?

4. What was the value of PayPal founder Peter Thiel's Roth IRA?

5. At what rate were the 400 richest Americans taxed?

Short Essay Questions

1. What was a main reason why low-income Americans were not taking full advantage of government programs?

2. What did Leo Tolstoy believe caused the horrible poverty he saw in Moscow?

3. At the beginning of Chapter 6, what examples did Desmond provide to show how rich Americans were at the time the book was written?

4. How would a mortgage have benefitted Lakia Higbee and why did she rent?

5. Why did Desmond believe that deeper antipoverty investments were not required?

6. In what way were individuals considered to be above the poverty line dependent upon the government?

7. Why did Desmond write that middle-class families were not carrying the poor on their backs?

8. How did Japan, Great Britain, Estonia, the Netherlands, and some other countries handle tax filing?

9. How did rent increase from 2000 to 2021?

10. What challenges did Blacks face with banking?

Essay Topics

Write an essay for ONE of the following topics:

Essay Topic 1

Desmond narrated information about poverty and its effects based on personal experience and research in Poverty, by America. Was he a trustworthy or untrustworthy narrator?

Essay Topic 2

President Bill Clinton reformed welfare in 1996. How was welfare reformed in 1996, and how did the reforms affect poverty?

Essay Topic 3

In the book The Government-Citizen Disconnect, Suzanne Mettler reported that 96% of American adults relied on a major government program in their lifetime. The average rich and middle-class family drew on the same number of government benefits as the average poor family. How were Americans at all income levels recipients of government welfare?

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