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This quiz consists of 5 multiple choice and 5 short answer questions through Chapters 4-5.

Multiple Choice Questions

1. What annual income would the average payday loan customer have?
(a) $27,000.
(b) $25,000.
(c) $40,000.
(d) $30,000.

2. How old was a warehouse worker who had to give up two of his children to keep one?
(a) 47.
(b) 55.
(c) 49.
(d) 50.

3. Between February and April 2020, how did the unemployment rate rise?
(a) It quadrupled.
(b) It rose by 75 percent.
(c) It doubled.
(d) It rose by 55 percent.

4. What author is quoted in the epigraph?
(a) Chekhov.
(b) Dostoevsky.
(c) Tolstoy.
(d) Pushkin.

5. At the time America, By Poverty was written, how many eviction filings were created on average yearly?
(a) More than 3.6 million.
(b) 5.8 million.
(c) 2.9 million.
(d) About 4.2 million.

Short Answer Questions

1. Every year between overdraft fees, check cashing fees, and payday loan fees, how much in fees were collected from low-income Americans?

2. How many hours did Julio Payes have to work to afford the unfurnished room he shared with his mother and two siblings?

3. By what percent had median rent increased since 2000 in the West?

4. What summer job did Desmond have when he was in college?

5. In 2020, what was the maximum amount one could receive if they claimed the Earned Income Tax Credit?

(see the answer key)

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