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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. In studies conducted in the 1980s and 1990s, within what amount of time did young mothers on welfare quit relying on it?
(a) 1 1/2 years.
(b) 2 years.
(c) 3 1/2 years.
(d) 5 years.

2. What was the value of PayPal founder Peter Thiel's Roth IRA?
(a) $5 billion.
(b) $900 million.
(c) $3 billion.
(d) $550 million.

3. When the General Social Survey was conducted in 1990, what percent of Americans believed Black Americans were lazy?
(a) 22 percent.
(b) 58 percent.
(c) 37 percent.
(d) 44 percent.

4. What did Americans spend on leisure travel in 2020?
(a) $518 billion.
(b) $108 billion.
(c) $723 billion.
(d) $472 billion.

5. When did John Kenneth Galbraith write his book, The Affluent Society?
(a) 1953.
(b) 1958.
(c) 1959.
(d) 1951.

Short Answer Questions

1. Which states had the fastest job growth during June and July 2021?

2. In 2019, how much did the largest banks in America charge customer in overdraft fees?

3. In 2021, how many rental units in Syracuse, New York, sat empty even as rent increased by 8%?

4. How many powerboats did Americans buy in 2020?

5. Where did Facebook log its $15 billion in profit?

Short Essay Questions

1. What challenges faced individuals who had bad credit or no credit score?

2. In some parts of America, what did a pricey mortgage purchased?

3. What did Leo Tolstoy believe caused the horrible poverty he saw in Moscow?

4. At the beginning of Chapter 6, what examples did Desmond provide to show how rich Americans were at the time the book was written?

5. How would a mortgage have benefitted Lakia Higbee and why did she rent?

6. What did statistics show about the tax rate for all Americans?

7. How did Japan, Great Britain, Estonia, the Netherlands, and some other countries handle tax filing?

8. What were some ways social scientists and policymakers attempted to move low-income families to promising neighborhoods?

9. What were arguments about the negative effects of government support for the poor based upon?

10. How did many white families respond to court-ordered desegration?

(see the answer keys)

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