View a FREE sample

This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. How much could be raised by stopping the mortgage interest deduction?
(a) $25 billion.
(b) $32 billion.
(c) $12 billion.
(d) $17 billion.

2. According to a study, how many poor people in America were working-age adults disconnected from the labor market for unknown reasons?
(a) 3 in 100.
(b) 10 in 200.
(c) 5 in 150.
(d) 15 in 300.

3. In Chapter 6, how many American families owned property besides their primary residence?
(a) 3 in 10.
(b) 4 in 5.
(c) 1 in 8.
(d) 2 in 10.

4. In studies conducted in the 1980s and 1990s, within what amount of time did young mothers on welfare quit relying on it?
(a) 2 years.
(b) 1 1/2 years.
(c) 5 years.
(d) 3 1/2 years.

5. What was the difference between the amount Lakia Higbee paid for rent and what she would have paid for mortgage if she could have gotten one?
(a) $875 compared to $606.
(b) $950 compared to $577.
(c) $1,025 compared to $735.
(d) $1,200 compared to $832.

Short Answer Questions

1. What might the average borrower of a pay day loan pay in fees to borrow $375?

2. Using what font on mailers helped increase the number of individuals who signed up for the Earned Income Credit?

3. After the Great Recession that began in 2008, how long did families in the bottom half of the income distribution have to wait before their incomes returned to pre-recession levels?

4. How much did President Reagan reduce funding for the Department of Housing and Urban Development?

5. At the time Poverty, by America was written, how much money did the U.S. lose yearly due to tax avoidance?

Short Essay Questions

1. In some parts of America, what did a pricey mortgage purchased?

2. What were arguments about the negative effects of government support for the poor based upon?

3. Why did Desmond believe that deeper antipoverty investments were not required?

4. How did corporations avoid paying the taxes they owed?

5. What are some ways to be exploited?

6. What challenges faced individuals who had bad credit or no credit score?

7. How did Japan, Great Britain, Estonia, the Netherlands, and some other countries handle tax filing?

8. How and why did poverty rates fall during the COVID pandemic?

9. What was a main reason why low-income Americans were not taking full advantage of government programs?

10. Why did Desmond write that middle-class families were not carrying the poor on their backs?

(see the answer keys)

This section contains 1,083 words (approx. 4 pages at 300 words per page) View a FREE sample