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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. In 2020, how much was the gap that separated everyone in America below the poverty line and the poverty line itself?
(a) $127 billion.
(b) $103 billion.
(c) $177 billion.
(d) $194 billion.

2. In 2021, how many rental units in Syracuse, New York, sat empty even as rent increased by 8%?
(a) 20 percent.
(b) 5 percent.
(c) 32 percent.
(d) 12 percent.

3. Since 1985, by what percent did rent prices exceed income gains?
(a) 115%.
(b) 75%.
(c) 325%.
(d) 280%.

4. What president once siad, "Taxes should hurt" (97)?
(a) Ford.
(b) Carter.
(c) Clinton.
(d) Reagan.

5. How much in government benefits did the average household in the top 20% receive yearly compared to the $25,733 those in the bottom 20% of the income distribution received?
(a) $43,200.
(b) $31,800.
(c) Not quite $38,500.
(d) About $35,363.

Short Answer Questions

1. How much could be raised by stopping the mortgage interest deduction?

2. In 2020, how much money did the mortgage interest deducation allow more than 13 million Americans to keep?

3. In 2018, how much more did the average middle-class family receive in government aid than it paid in federal taxes?

4. After John F. Kennedy was assassinated, when did Democrats have majorities in both houses of Congress?

5. By what percent had median rent increased since 2000 in the West?

Short Essay Questions

1. In what way were individuals considered to be above the poverty line dependent upon the government?

2. What did statistics show about the tax rate for all Americans?

3. Why did Desmond believe that deeper antipoverty investments were not required?

4. What was a main reason why low-income Americans were not taking full advantage of government programs?

5. What challenges faced individuals who had bad credit or no credit score?

6. What are some ways to be exploited?

7. What challenges did Blacks face with banking?

8. At the beginning of Chapter 6, what examples did Desmond provide to show how rich Americans were at the time the book was written?

9. What did English doctor and clergyman Joseph Townsend have to say about getting poor people to work?

10. What were arguments about the negative effects of government support for the poor based upon?

(see the answer keys)

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