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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. How many powerboats did Americans buy in 2020?
(a) More than 310,000.
(b) 273,000.
(c) 108,000.
(d) About 405,000.

2. During the Flint, Michigan, water crisis, how many children were exposed to lead poisoning?
(a) Upward of 12,000.
(b) 11,350.
(c) 8,900.
(d) Nearly 15,000.

3. After the Great Recession that began in 2008, how long did families in the bottom half of the income distribution have to wait before their incomes returned to pre-recession levels?
(a) About 12 years.
(b) 8 years.
(c) 15 years.
(d) Nearly 10 years.

4. In Chapter 6, how many American families owned property besides their primary residence?
(a) 1 in 8.
(b) 3 in 10.
(c) 4 in 5.
(d) 2 in 10.

5. How much did President Reagan reduce funding for the Department of Housing and Urban Development?
(a) Nearly 80%.
(b) Almost 70%.
(c) 40%.
(d) 20%.

Short Answer Questions

1. How many of the families who qualified for Temporary Assistance for Needy Families applied for it?

2. In 2018, how much more did the average middle-class family receive in government aid than it paid in federal taxes?

3. Growing up in a severely disadvantaged neighborhood was equivalent to missing how much school?

4. What country cut payroll taxes for low-income workers?

5. In the book The Government-Citizen Disconnect, what percent of adult Americans did the author report had relied on a major government program at some time in their lives?

Short Essay Questions

1. How did corporations avoid paying the taxes they owed?

2. In some parts of America, what did a pricey mortgage purchased?

3. What are some ways to be exploited?

4. How and why did poverty rates fall during the COVID pandemic?

5. What did English doctor and clergyman Joseph Townsend have to say about getting poor people to work?

6. How much did Desmond think it would take to end poverty, and how did he believe we could get the money?

7. What challenges did Blacks face with banking?

8. What were some excuses for the rising housing costs, and what did Desmond believe caused the rising housing costs?

9. At the beginning of Chapter 6, what examples did Desmond provide to show how rich Americans were at the time the book was written?

10. What was the problem with private fortunes outpacing investments in public services?

(see the answer keys)

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