Wall Chart

During Step 5, the program participant makes a wall chart. The wall chart is the place where the program participant keeps track of their income, expenses, and investment income each month. The wall chart is from 18 to 24 inches tall and from 22 to 36 inches wide. It is preferably a single sheet of construction paper or cardboard, although it made be made of two or more pieces taped together. It consists of a grid that is ruled at approximately 10 squares per inch. The horizontal axis of the wall chart measures time at one month per two squares and the vertical axis measures money in hundreds of dollars.

Record of Income and Expenses

The second half of the second step in the program is to begin keeping meticulous track of income and expenses. Program participants are to keep track of every penny that enters or leaves their life by recording...