Chapter 8 Summary and Analysis

Chapter 8 discusses what the "crossover point" is and what the reader can do after they reach the crossover point. The crossover point is based on the reader's wall chart. If the reader follows the program, maximizing income and minimizing expenses, they will inevitably end up making more money per month than they spend. They can save this money up and turn it into an interest-bearing investment. If they systematically save up their excess money and invest it like this instead of spending it, they will have a small income each month from the interest. The amount of interest they will receive each month grows every time they invest more money. If they keep reinvesting the interest instead of spending it, the amount of investment income they receive each month will grow even faster.

The reader should keep track of their investment...