3. In order to earn more, what does Arkad say to do?
(a) Work two jobs.
(b) Spend less.
(c) Have a smaller family.
(d) Learn more.

4. What is the example that Arkad gives for gaining interest?
(a) The banker's agreement.
(b) Another person's failure during a loan.
(c) His agreement with the shield maker.
(d) An exchange between family members.

5. What is fickle and can not be trusted?
(a) The lenders.
(b) Fate.
(c) Destiny.
(d) The banks.

6. What does the person in #27 want from Arkad?
(a) A copy of a particular law.
(b) Money.
(c) A letter from his friend.
(d) Advice.

7. What does Nomasir resolve to do?
(a) To live by the Five Laws of Gold.
(b) To walk home.
(c) To get married into a rich family.
(d) To make better gambles.

8. What can Nomasir do when he returns to Arkad?
(a) Repay Arkad, plus two additional bags of gold.
(b) Reveal his new robes.
(c) Stay forever.
(d) Beg for money.

9. Why does the man regret not taking the advice?
(a) The venture proved quite lucrative.
(b) The venture would have helped his friend.
(c) It would have helped him find a new home.
(d) It would have led him to a more beautiful wife.

10. What is the third law?
(a) Seek advice from the knowledgeable.
(b) The same as the first law.
(c) To buy property.
(d) Go to the betting tables.

11. Of what can no one name an instance?
(a) When they have heard better advice.
(b) When luck has increased their wealth.
(c) When they have won a lottery.
(d) When they haven't been poor.

12. What is the first lesson of Arkad?
(a) To give him money.
(b) To save their money.
(c) Not to believe too heavily in fate.
(d) To spend their money on betting.

13. What is the fifth idea?
(a) Own a home.
(b) Rent out your home.
(c) Buy a chariot.
(d) Give to the rich.

14. What does additional skills give a man?
(a) More value in the eyes of his employer.
(b) More tools.
(c) More work to do.
(d) More efficient work ethic.

15. Of whom do Bansir and Kobbi seek the advice?
(a) Arkad
(b) Banzar
(c) Arad
(d) Algamish