Summary

In Chapter 9, it is the last day of Faye's writing class. The assignment was to write a story involving an animal. Not everyone has done it because one of the students, Christos had invited the class out the night before. Even though it is hard for him to complete the assignment, he manages to do so. He did it that morning. Another student completed it as well. One student was thinking too much about writing and could not write anything.

During the class.Faye's phone rings. It is the lady from the mortgage company calling to tell her that she cannot get a loan increase. The news upsets the narrator, and the students can tell that something upsetting has occurred.

In Chapter 10, Faye goes back to the apartment and finds a woman sitting on the sofa. It is the woman who will...