New-York, 1746

The entirety of the novel's action takes place in the small town of New-York on the island of Manhattan. At the time, New-York has only 7,000 residents. Smith arrives at the beginning of the novel with a bill for 1,000 English pounds. While Smith stays in New-York, he must navigate the various political, social, and economic interests of the town.

Golden Hill

Golden Hill is a hill located in New-York. In the novel, it is most notable for being the location of the Lovell residence. Mr. Lovell is the creditor of the bill that Smith has purchased, and Mr. Lovell's daughter Tabitha functions as a type of unconventional love interest for Smith. Smith dines in the Lovells' house during his first week in New-York.

Prison

After the residents of New-York falsely conclude that Smith's bill is fake, Smith is placed in a debtor's prison in the attic of the town's...