Chapters Three and Four Summary

Hank wakes the next morning to hear Sarah in the shower. His mind drifts back to his last encounter with his parents, two days before their deaths, when his father had asked him to look into their financial situation and Hank says that there's no way to keep the bank from foreclosing. He wants to talk to them about it but his father goes to bed and his mother says not to worry, that they'll manage. When Sarah returns to the bedroom, Hank returns to the present. Hank goes to the shower, discovers there are no towels and returns to the bedroom to find Sarah on the floor with the money. She says that she'd wanted to count it for herself, saying that would make it more real.

Hank calls Jacob to say that they have to...