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The book is divided into ten chapters with a prologue and epilogue. Each chapter has a unique title and is approximately twenty pages long. The author tells his story in a linear fashion, beginning at times more than ten years before the stock market crash that is the climax of his book. The book is told with a combination of writing styles, including a narrative that remains close to the characters important to the events being described and a drier narrative that focuses on the complicated aspects of the mortgage bond system.