I went to him and represented my case very plainly, and asked if he would trouble himself to be my adviser, who was a poor friendless widow, and knew not what to do.  He told me, if I desired his opinion of anything within the reach of his business, he would do his endeavour that I should not be wronged, but that he would also help me to a good sober person who was a grave man of his acquaintance, who was a clerk in such business too, though not in their house, whose judgment was good, and whose honesty I might depend upon.  ‘For,’ added he, ’I will answer for him, and for every step he takes; if he wrongs you, madam, of one farthing, it shall lie at my door, I will make it good; and he delights to assist people in such cases—­he does it as an act of charity.’

I was a little at a stand in this discourse; but after some pause I told him I had rather have depended upon him, because I had found him honest, but if that could not be, I would take his recommendation sooner than any one’s else.  ’I dare say, madam,’ says he, ’that you will be as well satisfied with my friend as with me, and he is thoroughly able to assist you, which I am not.’  It seems he had his hands full of the business of the bank, and had engaged to meddle with no other business that that of his office, which I heard afterwards, but did not understand then.  He added, that his friend should take nothing of me for his advice or assistance, and this indeed encouraged me very much.

He appointed the same evening, after the bank was shut and business over, for me to meet him and his friend.  And indeed as soon as I saw his friend, and he began but to talk of the affair, I was fully satisfied that I had a very honest man to deal with; his countenance spoke it, and his character, as I heard afterwards, was everywhere so good, that I had no room for any more doubts upon me.

After the first meeting, in which I only said what I had said before, we parted, and he appointed me to come the next day to him, telling me I might in the meantime satisfy myself of him by inquiry, which, however, I knew not how well to do, having no acquaintance myself.

Accordingly I met him the next day, when I entered more freely with him into my case.  I told him my circumstances at large:  that I was a widow come over from American, perfectly desolate and friendless; that I had a little money, and but a little, and was almost distracted for fear of losing it, having no friend in the world to trust with the management of it; that I was going into the north of England to live cheap, that my stock might not waste; that I would willingly lodge my money in the bank, but that I durst not carry the bills about me, and the like, as above; and how to correspond about it, or with whom, I knew not.