Creditors have better memories than debtors; and creditors are a superstitious sect, great observers of set days and times.—­Franklin.

Man hazards the condition and loses the virtues of freeman, in proportion as he accustoms his thoughts to view without anguish or shame his lapse into the bondage of debtor.—­Lytton.

Paying of debts is, next to the grace of God, the best means in the world to deliver you from a thousand temptations to sin and vanity.  —­Delany.

Run not into debt, either for wares sold, or money borrowed; be content to want things that are not of absolute necessity, rather than to run up the score.—­Sir M. Hale.

Debt is the worst poverty.—­M.G.  LICHTWER.

Delicacy.—­Delicacy is the genuine tint of virtue.—­Marguerite de
Valois.

Many things are too delicate to be thought; many more, to be spoken. 
—­Novalis.

An appearance of delicacy is inseparable from sweetness and gentleness of character.—­Mrs. Sigourney.

True delicacy, that most beautiful heart-leaf of humanity, exhibits itself most significantly in little things.—­Mary Howitt.

Delicacy is to the affections what grace is to the beauty.—­DEGERANDO.

Weak men often, from the very principle of their weakness, derive a certain susceptibility, delicacy and taste which render them, in those particulars, much superior to men of stronger and more consistent minds, who laugh at them.—­GREVILLE.

Delicacy is to the mind what fragrance is to the fruit.—­Achilles POINCELOT.

Delusion.—­Delusions, like dreams, are dispelled by our awaking to the stern realities of life.—­A.R.C.  Dallas.

No man is happy without a delusion of some kind.  Delusions are as necessary to our happiness as realities.—­Bovee.

We are always living under some delusion, and instead of taking things as they are, and making the best of them, we follow an ignis fatuus, and lose, in its pursuit, the joy we might attain.—­James Ellis.

Despair.—­It is impossible for that man to despair who remembers that his Helper is omnipotent.—­Jeremy Taylor.

Despair is the conclusion of fools.—­Beaconsfield.

He that despairs measures Providence by his own little contracted model.—­South.

Despair is infidelity and death.—­Whittier.

Despair makes a despicable figure, and descends from a mean original.  ’Tis the offspring of fear, of laziness and impatience; it argues a defect of spirit and resolution, and oftentimes of honesty too.  I would not despair, unless I saw misfortune recorded in the book of fate, and signed and sealed by necessity.—­Collier.

Where Christ brings His cross, He brings His presence; and where He is, none are desolate, and there is no room for despair.—­Mrs. Browning.