The Birmingham and Midland Bank (Limited) opened in Union Street, August 23, 1836, removing to New Street in 1869.  London agents, the Union Bank of London.  Authorised capital, L2,400,000.

The Birmingham, Dudley, and District Banking Co. (Limited) was commenced in Colmore Row July 1st, 1836, as the Town and District Bank, with a capital of L500,000, in L20 shares.  London agents, Barclay and Co., and Williams and Co.

The Birmingham Joint Stock Bank (Limited) opened in Temple Row West, Jan. 1st, 1862, with a capital of L3,000,000, in L100 shares, L10 paid.  Agents, London Joint Stock.  Has branches in New Street and Great Hampton Street.

Lloyds’ Banking Co. (Limited) Colmore Row, dates from June 3rd, 1765. when it was known as Taylor and Lloyds, their first premises being in Dale End [hence the name of Bank Passage].  This old established firm has incorporated during its century of existence a score of other banks, and lately has been amalgamated with Barnetts, Hoares, and Co., of London, the present name being Lloyd, Barnett, Bosanquet, and Co. (Limited).  There are sub-offices also in Great Hampton Street, Deritend, Five Ways and Aston.  In this and adjoining counties, Lloyds’ number about 40 branch establishments.

The Worcester City and County Banking Co. (Limited), drawing on Glynn and Co., removed from Cherry Street to their newly-built edifice in Colmore Row, June 1, 1880.

The Union Bank of Birmingham (Limited), Waterloo Street, commenced business with a nominal capital of L1,000,000, in L20 shares, L5 paid.  London agents, the City Bank.  It has since been taken over by the Midland Bank.

Banks.—­A popular Penny Bank was established in 1851, but came to grief in 1865, closing March 16, with assets L1,608, to pay debts L9,448.  Another penny bank was opened in Granville Street, April 13, 1861, and is still carried on at the Immanuel Schools, Tennant Street, with about 5,000 depositors at the present time.

A Local Savings Bank was opened in May, 1827, and legalised in the year after, but ultimately its business was transferred to the Post Office Savings Bank, which opened its doors in Cannon Street, Dec. 1, 1863.  By a Government return, it appeared that at the end of 1880 the total amount to the credit of depositors in the Post Office Savings Banks of the Kingdom stood at L30,546,306.  After the Metropolitan counties of Middlesex, Surrey, and Kent, Warwickshire comes next with a deposit of L1,564,815, the average for the whole of the English counties being but little over L500,000.

Banks Defunct.—­The old-established concern known so long as Attwood and Spooner’s closed its doors March 10, 1865, with liabilities amounting to L1,007,296.  The Joint Stock Bank took the business, and paid 11s. 3d. in the L.

Bank of Deposit stopped Oct. 26, 1861.

The Borough Bank, a branch of Northern and Central Bank of England, stopped Feb. 24, 1840.