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Credit Scoring

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Routledge Dictionary of Economics, Second Edition

credit scoring (G2)

Assessments of applicants for credit using a points system. A score is awarded for each of the applicant’s characteristics, e.g. home ownership, employment and payment record for previous credit. Credit is granted if the total score is above the acceptance level.

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Credit Scoring from Routledge Dictionary of Economics, Second Edition. ISBN: 0-203-00054-4. Published: 2005–06–05. ©2009 Taylor and Francis. All rights reserved.



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