Summary

In Chapter 12, Judd and his siblings look on while Mr. Applebaum, an old friend of the family who is now a widower, flirts with Hillary under the guise of giving his condolences. When he leaves, everyone comments on his actions. Hillary pretends that she does not know what they are talking about.

Judd makes it to the bank in Chapter 13. He is there to withdraw $16,000 from his joint bank account with Jen. This will leave her access to a few thousand dollars. As he waits to get the money, he daydreams about the good-looking bank teller who is helping him.

Chapter 14 goes back to Judd's first meeting with Wade after finding out his affair with Jen. It takes place in Wade's office in the presence of the radio station manager, Stuart, who also serves as the HR manager. Wade offers his apologies...