Part 4, Chapter 42 Summary

Elaine receives $16,108 for the accident she was in with Gary. She sees a flyer with an ad for Lay-A-Way Homes that looks to be just what she needs. She calls them two weeks after Christmas. After previewing the plans for a house that would cost her $299,000, she figures that if she rents two of the rooms out, she and Jamel can afford it. The company wants $5,000 down, so she hesitates. She calls Lora who tells her not to jump at the first opportunity, so she never gives them the deposit. Lora buys Elaine her very first cell phone and it rings all the time. Her car accident money dwindles as the family catches wind of it. Everyone seems to need money for something.

In March, Apache introduces his mother to Yvonne Stennett who offers to help Elaine get out of the...