Lily spends the next few months enjoying the money acquired by Gus Trenor's "speculation," and avoiding her obligation of seeing him by not going back to Bellomont all autumn.
One day Lily meets Gerty Farish on the street, and Gerty tells her about her philanthropic work with a charity for young women who have no income and have to work for themselves. Knowing that her own life could precariously tip in that direction one day, Lily generously donates a sum of money to the charity through Gerty.
She joins a party with Mrs. Carry Fischer and a newly wealthy couple that Mrs. Fischer was helping to "promote" at a camp in the Adirondacks. Under normal circumstances, she would not have attended, but, due to a lack of invitations, she decides that it is.....
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