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Research Article: Financial Institutions

This encyclopedia article consists of approximately 10 pages of information about Financial Institutions.
This section contains 2,718 words
(approx. 10 pages at 300 words per page)
Purchase our Financial Institutions Encyclopedia Article

Financial Institutions

A financial institution is one that facilitates allocation of financial resources from its source to potential users. There are a large number of different types of financial institutions in the United States, creating a rich mosaic in the financial system. Some institutions acquire funds and make them available to users. Others act as middlemen between deficit and surplus units. Still others invest (manage) funds as agents for their clients. The key categories of financial institutions are the following: deposit taking; finance and insurance; and investment, pension, and risk management. There are also government and government-sponsored institutions that carry out regulatory, supervisory, and financing functions. Historically, each type has performed a specialized function in financing and investment management.

Deposit Taking

Deposit-taking institutions take the form of commercial banks, which accept deposits and make commercial and other loans; savings and loan associations and mutual savings banks, which accept...

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This section contains 2,718 words
(approx. 10 pages at 300 words per page)
Purchase our Financial Institutions Encyclopedia Article
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