Tender is the Night Book 2, Chapter 13
Beth told Dick of a property of their mother's that had been sold and asked him if he knew how to invest Nicole's share of the money.
Dick avoided the question and went to meet Franz, who is now 40. Franz told Dick of his plan to open a clinic with him in the old clinic of Braun on the Zurgersee. Franz goes on to tell Dick that he would only have to work in the clinicc for a half a year, and he could spend the other months in France or America working on his book. Franz told him he would need some money from Dick to get started.
Beth was eavesdropping on their conversation, so Dick started to include her in the conversation. Dick told Franz that he didn't have that much money, and that he hadn't been able to get his hands on any of Nicole's money. Beth liked the possibility of Nicole living close to a mental clinic and told Dick that he and she should think it over. Dick really felt like she was saying: "We own you, and you'll admit it sooner or later. It is absurd to keep up the pretense of independence." Book 2, Chapter 13, pg. 177 Dick resents Beth's "cold rich insolence".
Dick told Beth that he there is too much good manners. He said that, "Good manners are an admission that everybody is so tender that they have to be handled with gloves. Now, human respect--you don't call a man a coward or a liar lightly, but if you spend your life sparing people's feelings and feeding their vanity, you get so you can't distinguish what should be respected in them." Book 2, Chapter 13, pg. 178 Dick, Beth, and the Englishmen engaged in a discussion about manners, and Dick patronized one of the Englishman.
Nicole went to bed, angry that Dick would not listen to Beth. Dick thought Baby was a "trivial, selfish woman." As Franz was leaving, Dick agreed to start the clinic with him, keeping in mind Nicole's condition.