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This test consists of 15 multiple choice questions and 5 short answer questions.

Multiple Choice Questions

1. When was the Fair Housing Act passed?
(a) 1985.
(b) 1968.
(c) 1918.
(d) 1957.

2. What does Rothstein say the Supreme Court decided about housing and discrimination in 1883?
(a) Housing was only accountable to the market.
(b) Housing was a human right.
(c) Housing was fully covered by anti-discrimination laws.
(d) Housing was not related to slavery.

3. How did the HOLC change the face of mortgages in 1933?
(a) They amortized them.
(b) They extended them to black families.
(c) They made them shorter.
(d) They stopped amortizing them.

4. What was the effect of sharecropping on African-American families?
(a) Denied them wages.
(b) Built equity.
(c) Concentrated them in slums.
(d) Subjected them to mass incarceration.

5. What does Rothstein say binds Americans to solving the problem of housing segregation?
(a) The Constitution.
(b) Religious dictate.
(c) A moral obligation.
(d) International law.

6. What does the 13th Amendment prohibit?
(a) Treating African Americans as second-class citizens.
(b) Denying citizens due process.
(c) Discriminating based on race or religion.
(d) Treating African Americans as second-class citizens.

7. Which Constitutional Amendments does Rothstein say are violated by housing discrimination?
(a) 13th.
(b) 5th,13th, 14th.
(c) 19th.
(d) 2nd.

8. What is redlining?
(a) Placing neighborhoods next to industrial neighborhoods.
(b) Increasing the amount a family has to put down to get a mortgage.
(c) Charging higher interest on a managing.
(d) Refusing to offer mortgages to black families in certain areas.

9. How does Rothstein characterize the justifications planning committees used for segregation and discrimination when they knew the Constitutional requirement?
(a) Smoke and mirrors.
(b) Thin veneer of legalese.
(c) Thinly-disguised lies.
(d) Disingenuous misdirection.

10. When did the Tennessee Valley Authority create jobs and housing for whites only?
(a) 1944.
(b) 1933.
(c) 1921.
(d) 1917.

11. What does Rothstein say was the main driver of de jure segregation?
(a) Public housing.
(b) Mass incarceration.
(c) Wage suppression and wage theft.
(d) Lynching and other forms of terrorism.

12. What development gave the Mereday family business?
(a) Levittown.
(b) Rollingwood in Richmond, CA.
(c) Stuyvesant town.
(d) De Porres in St. Louis.

13. What does Rothstein say the people in charge of FHA’s reaction was to their organization’s own findings?
(a) They set a date to change to a non-segregation policy.
(b) They started to remedy segregated neighborhoods.
(c) They did not change the FHA’s discriminatory policies.
(d) They shifted to a policy of inclusive covenants.

14. Who created a community composition rule as the Secretary of the Interior?
(a) Woodrow Wilson.
(b) Because private developers refused to sell to them.
(c) Franklin Delano Roosevelt.
(d) Harold Hoffman

15. What did the state of Montana ban in 1909?
(a) Intermarriage.
(b) Selling homes to African Americans.
(c) Black business ownership.
(d) Employing African Americans.

Short Answer Questions

1. Where does Rothstein say blockbusting had its roots?

2. How did the FHA limit the effect of the Supreme Court decision making racially restrictive covenants unconstitutional?

3. What kind of zoning were African Americans most likely to live in?

4. What does Rothstein say the federal government’s role was in segregation after Reconstruction?

5. What did the “Own Your Own Home” campaign offer whites the ability to leave behind them?

(see the answer keys)

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