The Washington Post, June 30th, 1997
A surviving spouse of a federal retiree is eligible for a monthly check -- for life -- that is equal to 50 to 55 percent of the retiree's annuity. The benefit is increased through annual cost-of-living adjustments designed to keep the survivor's annuity from being eaten by inflation. Lifetime survivor benefits that are indexed to inflation are a perk almost unknown to private-sector retirees. Yet, it is a perk available to any fed at a relatively small cost. By law, a fed who declines the benefit, or who seeks to provide less than a full survivor benefit to a spouse, must get the spouse's perm...
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