Henry got up and walked out into the main entrance looking into Second Street.  The cool cobble pavements, shaded from the eastern sun by the wall of buildings on the east—­of which his was a part—­the noisy trucks and drays, the busy crowds hurrying to and fro, pleased him.  He looked at the buildings over the way—­all three and four stories, and largely of gray stone and crowded with life—­and thanked his stars that he had originally located in so prosperous a neighborhood.  If he had only brought more property at the time he bought this!

“I wish that Cowperwood boy would turn out to be the kind of man I want,” he observed to himself, meditatively.  “He could save me a lot of running these days.”

Curiously, after only three or four minutes of conversation with the boy, he sensed this marked quality of efficiency.  Something told him he would do well.

Chapter IV

The appearance of Frank Cowperwood at this time was, to say the least, prepossessing and satisfactory.  Nature had destined him to be about five feet ten inches tall.  His head was large, shapely, notably commercial in aspect, thickly covered with crisp, dark-brown hair and fixed on a pair of square shoulders and a stocky body.  Already his eyes had the look that subtle years of thought bring.  They were inscrutable.  You could tell nothing by his eyes.  He walked with a light, confident, springy step.  Life had given him no severe shocks nor rude awakenings.  He had not been compelled to suffer illness or pain or deprivation of any kind.  He saw people richer than himself, but he hoped to be rich.  His family was respected, his father well placed.  He owed no man anything.  Once he had let a small note of his become overdue at the bank, but his father raised such a row that he never forgot it.  “I would rather crawl on my hands and knees than let my paper go to protest,” the old gentleman observed; and this fixed in his mind what scarcely needed to be so sharply emphasized—­the significance of credit.  No paper of his ever went to protest or became overdue after that through any negligence of his.

He turned out to be the most efficient clerk that the house of Waterman & Co. had ever known.  They put him on the books at first as assistant bookkeeper, vice Mr. Thomas Trixler, dismissed, and in two weeks George said:  “Why don’t we make Cowperwood head bookkeeper?  He knows more in a minute than that fellow Sampson will ever know.”

“All right, make the transfer, George, but don’t fuss so.  He won’t be a bookkeeper long, though.  I want to see if he can’t handle some of these transfers for me after a bit.”

The books of Messrs. Waterman & Co., though fairly complicated, were child’s play to Frank.  He went through them with an ease and rapidity which surprised his erstwhile superior, Mr. Sampson.