for your children in the hands of an inexperienced person, no matter how good he might be.  Let us be as careful with the money we would spend for the benefit of others as if we were laying it aside for our own family’s future use.  Directors carry on these affairs in your behalf.  Let us erect a foundation, a Trust, and engage directors who will make it a life work to manage, with our personal cooeperation, this business of benevolence properly and effectively.  And I beg of you, attend to it now, don’t wait.”

I confess I felt most strongly on the subject, and I feel so now.