ECONOMY, see Thrift
Education, power of
  is capital
  advantage of
  in Germany
Elcho, Lord, on miners’ wages
Elegance at home
Elliot, Sir G., and miners
England, one hundred years ago
English charities
English workmanship
Englishmen, industry and improvidence of
Extravagance, prevalence of

FAILURE, self-sought
Farnham Penny Bank
Fast living, tendency to
Felkin, on workmen’s savings
Ferguson Charity, the
Ferguson, the astronomer
Flaxman, the sculptor
Flowers, use of
Foote, and debt
Forster, W.E., on Lister
Fox, Head, and Co., and cooperation
Fox, C.J., and debt
Franklin, B., on thrift of time
  on self-imposed taxes
  his industry
Friendly societies
  defects of
  working of
  objections to
  improvement of
Funerals, extravagance of

GENEROSITY, and economy
Girard Charity, the
Ghent, School Bank at
Gibbon, on Fox
Goethe, on individualism
Goldsmith, O., and debt
Good manners, art of
  among working classes
Good taste, economy of
  and comfort
Grey, Margaretta, on occupation of ladies
Greenock Penny Bank
Greg, W.B., on savings of working classes
Gregory, O., on self-taught working men
Griffiths, on pursuit of money
Grundy, Mrs., fear of
Guizot, on English Charities
Guy’s Hospital

HALIFAX PENNY BANK
Happiness in old age
Health, pleasures of, 315; injuries
  to. 316-7
Heriot’s Hospital, 309
Herschel, his industry. 77
Hill, Rowland, and Savings
  Banks, 149-50
Hogarth. 80
Home and civilization. 321; and
  children. 322; ignorance
  concerning, 323-4; reform,
  340-1
Huddersfield Savings Bank, 154
Hull Anti-Mill Society, 102
Hume, H., and thrift, 68
Hume, J., on tone of living, 17
Hunter, J., and debt, 269
Hutton, Dr., 73

IDLENESS, wretchedness of, 6
Ignorance is power, 57-9
Improvidence, see Thriftlessness
Inchbald, Mrs., on thrift, 65
Incomes of the working classes,
  41-9
Independence of a good mechanic,
  50
Individualism, 72-3
Industry, see Labour

JOHNSON, S., on economy, 19;
  on poverty, 20; on Savage,
  272; his poverty, 282-3; on
  debt, 283
Jonson, B., and poverty, 271

KEPLER, and poverty, 268 Knowledge, acquired by labour, 6

LABOUR, leads to wealth, 2; is
  never lost, 3; a necessity and
  pleasure, 4; St. Paul on, 6;
  gives knowledge, 6; and progress,
  7; of English workmen,
  36; and thrift, 96, 184;
  makes the man, 160
Laing, S., on good manners in
  France, 368
Lamartine and debt, 267
Lancaster, J., and Sunday schools
Land and Building Societies
Leeds, Industrial Society
  Permanent Building Society
Life assurance, advantages of