The Financial Expert is a novel by. R.K. Narayan. The novel tells the story of Margayya’s rise in status and wealth. A smalltime moneylender in the village of Malgudi, Margayya accumulates greater and greater stores of wealth. Though Margayya believes that money will solve his problems, his son’s inability to find success of his own reveals that this is not the case. The novel explores themes of wealth, knowledge, family happiness, and authority.