A measure of a bank’s effectiveness in using the money available to it. This can be assessed by the ‘mark-up’ between interest rates, i.e. either the ninety-day bank time deposit day rate minus the PRIME RATE OF INTEREST, or the bank...

The efficiency ratio, a ratio that is typically applied to banks, in simple terms is defined as expenses as a percentage of revenue (expenses / revenue), with a few variations. A lower percentage is better since that means expenses are low and earnings...